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Resource Guide

Permanent Placement vs Contract Staffing Costs

Financial analysis comparing total cost, break-even timelines, and strategic considerations for healthcare workforce planning.

For CFOs & HR Leaders: The choice between permanent hire and contract staffing is strategic—involving total cost, time horizon, and flexibility. This analysis breaks down the full financial picture.

Hospital executives face recurring decisions: hire permanently or use contract staff? While permanent employees have lower hourly costs, they require benefits, onboarding, and long-term commitments. Contract staff have higher rates but provide flexibility and eliminate overhead costs.

Cost Component Breakdown

Permanent Hire

  • • Base salary & wages
  • • Benefits & taxes (30-40%)
  • • Recruitment & onboarding ($3-5K)
  • • Training & ramp-up time
  • • Turnover risk (1.5-2x salary to replace)

Contract Staffing

  • • All-in bill rate (includes markup)
  • • No benefits overhead
  • • Minimal recruitment costs
  • • Faster deployment (1-3 weeks)
  • • No long-term liability

Total Cost Comparison (RN Example)

Full-time RN, $35/hr base, 35% benefits, $60/hr contract rate

Permanent - Year 1

Base Salary$72,800
Benefits (35%)$25,480
Recruitment$4,000
Training$3,500
Total$105,780

Contract - Year 1

Bill Rate (2,080 × $60)$124,800
Total$124,800
+18% vs permanent

Decision Framework

Choose Permanent When:

  • • Established position with 12+ month need
  • • Role requires deep facility knowledge
  • • Local talent available
  • • Budget allows recruitment investment

Choose Contract When:

  • • Short-term need (under 12 months)
  • • Immediate coverage required
  • • Hard-to-recruit specialty
  • • Census fluctuation makes headcount risky

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